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Ohio Bankers Benefits Trust (OBBT)

Benefits Trust

Who We Are

"Created by Bankers, for Bankers"

Since 1952, the Ohio Bankers Benefits Trust (OBBT) has provided high-quality health and employee benefits exclusively to member banks. Designed for small and mid-sized financial institutions, OBBT offers cost-effective solutions that help banks attract and retain top talent.

Through a collaborative, risk-sharing model, OBBT delivers competitive benefits while limiting premium increases. Member banks may select from medical, dental, vision, life, disability, FSA, and voluntary benefit options—giving employees flexibility and choice.

To simplify administration, OBBT offers an online eligibility system and dedicated support from an experienced team:

Banker Benefit Options and Details

Mix and match what makes the best sense for your company

Medical Insurance

Choice
• Multiple plan designs, including HDHPs with HRA/HSA options.
• Nationwide PPO network with digital tools via Anthem Sydney app.
• Enhanced prescription drug coverage, including no-cost preventive medications.
           o Numerous chronic illness medications FREE to members
           o Numerous preventive medications FREE to members
Manage Costs
• Employee wellness challenges, up to $400 wellness incentives per year, behavioral health programs, and a robust employee Assistance Program.
• Online Health Risk Assessments and Anthem’s secure portal for claims, cost estimates, and wellness programs.
• Rx Cost Relief Program: select specialty medicines available at no cost (after deductible) when filled through the exclusive network specialty pharmacy
• Hinge Health – no cost to members:
          o Exercise therapy program
          o Pelvic therapy program o Enso pain relief program

• Two plan options with a passive PPO network.
• Comprehensive coverage with or without orthodontia.
• Online access to claims, EOBs, and 24/7 service.

• Two plan designs with broad provider access.
• Annual or biennial allowances for exams, frames, and contacts.
• Discounts on LASIK; no ID cards or claim forms required.

• Employer-paid and voluntary coverage for employees, spouses, and dependents.
• Flexible flat-dollar or salary-based coverage, with options up to $1 million.
• Includes AD&D and Waiver of Premium provisions.

• Health Care FSA with IRS-approved rollover.
• Dependent Care FSA up to $5,000 annually.
• Online account management through Anthem.

• Short- and long-term options with customizable benefit levels.
• Coverage includes maternity, survivor, and partial disability benefits.

• Accident, Critical Illness, and Hospital Indemnity.
• Employee-paid through convenient payroll deductions.

The Ohio Bankers League Banker Benefits Team

Gauri Airi

Executive Director

(614) 340-7598

Christine Zeek

Benefits Manager

(614) 340-7617

Rita Hinkle

Plan Administrator

(614) 340-7609

Stephanie Elam

Plan Coordinator & Service Specialist

(614) 340-7591

Have a Question About Employee Benefits? Email Us 614-340-7595

The Ohio Bankers Benefits Trust Board of Directors

Lewis Renollet IMMEDIATE PAST CHAIR
President & CEO
Monroe Federal Savings and Loan Association, Tipp City
John Essen CHAIR
President , CEO & Director
Community Savings Bank, Bethel
Mark Masters VICE CHAIR
Chairman, President & CEO
Mechanics Bank, Mansfield
Dean Miller
President Emeritus
The First National Bank of Bellvue, Bellvue
Lindsey Cloud
President
Southern Hills Bank, Leesburg
Jenny Romich
President & CEO
First Citizens National Bank of Upper Sandusky, Upper Sandusky